Understanding insurance: Protect what’s most important to you

Should something ever happen to you, personal insurance is there to provide financial security for you and your family. Find out about the insurance options available and some of the things you should think about when it comes to protecting what’s most important to you.

Choosing the right insurance

Choosing the right type and the right amount of insurance is a good way to make sure that if anything were to happen, you and your loved ones would be looked after financially. There are four types of personal insurance every Australian should understand. These include:

  • income protection
  • total and permanent disablement (TPD)
  • trauma cover
  • life insurance.

Learn more about choosing the right insurance

Insurance and super

Income protection, TPD and life insurance are available through most super funds.

And if you’re making super contributions through your employer’s default super fund, it’s likely your employer will have negotiated some cover for you.

While you may already have some insurance through your super fund, you need to make sure the type and amount of that insurance is suitable for your circumstances.

Learn more about insurance through your super

We’re here for you

In 2018, AMP paid $1.212 billion in claims across its trauma, life, terminal illness, total and permanent disablement, and income protection insurance plans. We have a proactive, fair and transparent approach to assessing claims and we’ll be there for you every step of the way if you need to make a claim.

See a sample of our claims amounts and the age groups of the people we paid claims to in 2018.