It pays to avoid making mistakes when running your own superannuation fund. The government imposes severe penalties on self-managed super funds (SMSFs) that breach the strict legislation governing SMSFs. The Australian Taxation Office (ATO) has identified the four most common breaches made by SMSFs and they’re outlined in the table below. One of the most […]
You can invest your super in an ethical way without affecting your bottom line. Socially responsible investing has come a long way over the past 15 years or so. It used to be a marginal activity, confined to government agencies and activists, and focused more on ‘negative screening’ by excluding companies that take part in […]
In this article, reader Melissa Huang asks Dr Shane Oliver about the pros and cons of buying off-the-plan property. As house prices continue to rise, is it a good idea to buy an off-the-plan property for capital growth? When it comes to investing in property or any investment for that matter, there’s no such thing […]
Investing can be profitable as well as fun, but it can also be unnerving and unprofitable if you don’t understand markets and don’t have the right mindset. The basics of successful investing are timeless and some experts have a knack of encapsulating these in a way that’s insightful. A year ago I wrote on 21 […]
There are so many types of home loans on offer; it can be hard to make sense of them all. Here are just a few of the loans you might find on offer. 1. Principal and Interest (P&I) loan: Your repayments cover both the principal (the amount you borrow to buy the property) and the […]
What would $25,000 mean to you? Boosting your deposit? Paying off your home loan sooner? For a chance to win,click ‘Enter the competition’ button below and watch ‘This week’s financial reveal’ video. Then answer the question and enter your details. And remember to watch the Block for more financial reveals and chances to win.
While a constant concern since the Global Financial Crisis (GFC) has been that easy monetary policies would cause surging inflation it simply hasn’t occurred. The absence of inflationary pressures is a good thing, as it means the global “sweet spot” of okay economic growth, with low interest rates and bond yields can continue. But what […]
Research shows Australians’ savings rates are among the worst in the world. The global survey of 16,000 showed Australians expect their retirement to last an average of 23 years, but their savings and investments are on track to run dry within 10 years, making it the largest gap in Asia and the fourth largest globally. […]
2014 saw good returns for diversified investors as the global economy continued to grow and monetary conditions remained easy, but a combination of uneven global growth, worries about deflation, plunging commodity prices, soft growth in Australia and geopolitical concerns meant returns were uneven across asset classes.
The past year has seen the world oil price fall by more than 50%. Late last year as the fall accelerated this started to act as a drag on share markets and this has resumed at the start of this year as the oil price has continued to slide. But what’s driving the oil price […]
Tailored Lifetime Solutions has been awarded the Firm of the Year at the 2025 Count.ed Conference on Hamilton Island. Chosen from a strong field of finalists, Tailored Lifetime Solutions was acknowledged for our professional excellence, commitment to clients and contribution to the advice community. The awards shine a spotlight on the Count network’s most outstanding […]
We look at how much money you might need each year and ways you can still budget for your social life. Australian retirees generally need a certain budget each year to live a modest or comfortable lifestyle, and industry figures recently revealed the highest annual increase in those budgets since 20101. The Association of Superannuation […]