Entries by The Webmaster

SEVEN STEPS TO CUTTING DEBT

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  You enjoy a challenge – right? Then step towards financial fitness by cutting your debts this year. Understand and embrace your debt. Firstly, work out where and what type of debt you have and start to plan how you’re going to cut it down. For example, if you roll multiple debts into one, you […]

TEN TIPS FOR BUYING YOUR FIRST HOME

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Property prices may go up, but there are ways to get onto the property ladder. We love property in Australia―it’s part of the Australian dream1. About 70% of us live in our own homes. But owning property can seem an impossible dream for first homebuyers with research revealing they hold less than 12% of all […]

THE AUSTRALIAN ECONOMY STILL IN THE DOLDRUMS

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Through 2013-14 it seemed the Australian economy was starting to transition away from a reliance on mining investment to more broad based growth.Unfortunately this transition has wavered a bit recently and growth has remained below trend. Fortunately, the RBA has recognised the problem and resumed cutting interest rates. This note looks at the outlook for […]

SMSF MISTAKES TO AVOID

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It pays to avoid making mistakes when running your own superannuation fund. The government imposes severe penalties on self-managed super funds (SMSFs) that breach the strict legislation governing SMSFs. The Australian Taxation Office (ATO) has identified the four most common breaches made by SMSFs and they’re outlined in the table below. One of the most […]

SOCIALLY RESPONSIBLE INVESTING

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You can invest your super in an ethical way without affecting your bottom line. Socially responsible investing has come a long way over the past 15 years or so. It used to be a marginal activity, confined to government agencies and activists, and focused more on ‘negative screening’ by excluding companies that take part in […]

OFF-THE-PLAN PROPERTY ON THE MONEY?

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In this article, reader Melissa Huang asks Dr Shane Oliver about the pros and cons of buying off-the-plan property. As house prices continue to rise, is it a good idea to buy an off-the-plan property for capital growth? When it comes to investing in property or any investment for that matter, there’s no such thing […]

ANOTHER 21 GREAT INVESTMENT QUOTES

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Investing can be profitable as well as fun, but it can also be unnerving and unprofitable if you don’t understand markets and don’t have the right mindset. The basics of successful investing are timeless and some experts have a knack of encapsulating these in a way that’s insightful. A year ago I wrote on 21 […]

THE 10 MOST COMMON TYPES OF HOME LOAN

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There are so many types of home loans on offer; it can be hard to make sense of them all. Here are just a few of the loans you might find on offer. 1. Principal and Interest (P&I) loan: Your repayments cover both the principal (the amount you borrow to buy the property) and the […]

WIN $25,000 TOWARDS YOUR PROPERTY DREAM

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What would $25,000 mean to you? Boosting your deposit? Paying off your home loan sooner? For a chance to win,click ‘Enter the competition’ button below and watch ‘This week’s financial reveal’ video. Then answer the question and enter your details. And remember to watch the Block for more financial reveals and chances to win.