By Dr Shane Oliver Head of Investment Strategy and Economics and Chief Economist, AMP Capital Investors might be confused about the mixed news coming out late last year for the Australian economy and what it means for returns and rates. Economic growth has been okay, and unemployment has fallen to five per cent which is […]
Embrace the spirit of Christmas by giving back to the environment this festive season. If ever there is a time for excess, Christmas is it. But it’s important not to forget about the waste you create amidst all the good times, feasting, gifts and celebrations. You’ve heard of the 12 days of Christmas, but here’s […]
Some ways to manage your money and your time this festive season. It’s the morning after the night before. You wake up on Boxing Day and stumble into the lounge room to face what looks like…Armageddon. There’s wrapping paper strewn all over the floor, every surface is covered with toys and knick-knacks that seemed like […]
Article by Stephanie Aikins www.nestegg.com.au With comprehensive credit reporting now common, tightening lending practices and open banking set to come in next year, the landscape of applying for finance is rapidly changing. Nest Egg spoke with an established mortgage broker to find out how consumers’ spending habits can impact their capacity to access finance. Never […]
Higher financial literacy could be your ticket to wealth. by Renu Prasad (www.yourmoney.com.au/wealth/personal-finance/how-do-you-score-on-money-basics) Your Money contributor Welcome to our new quiz show, where everyday Australians have a chance to pit their wits against the average American. Today’s topic is money management, and you’re in the hot seat. Here’s your first question: You have $100 in […]
Social media platforms allow us to stay connected to family and friends that we don’t get to see every day, but they also allow hackers and identity thieves to gain access to our personal information. In the last few years, there has been a rise in identity theft cases that started from social media platforms. It’s […]
Posture affects our mood, how we react to pain, the condition of our muscles, joints and ligaments, and even how well our organs work. Unfortunately, with the time that we spend in front of computers and phones, many people’s posture keeps getting worse. This helpful video describes what good posture is and how we can […]
Credit card fraud on the rise Card fraud has been on the increase, more than doubling to $2.1 billion during 2014-15 from $1 billion in 2010-11, according to Australian Bureau of Statistics (ABS) figures. Credit cards are targeted more than debit cards. The good news is that in most cases you won’t be liable for […]
Introduction A few months ago Reserve Bank Governor Phillip Lowe provided four common sense points we should all keep in mind regarding borrowing to finance a home. (The Governor’s speech can be found here). I thought they made sense and so summarised them in a tweet to which someone replied that every checkout operator knows […]
Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you? When you’re starting out in the workforce and building your career, retirement can seem like a long way away. And with the age at which you can access your super and age pension creeping up—not to mention the increasing cost of living—you […]