Entries by The Webmaster

What is Estate Planning

Your estate plan is more than a will. It also details how you want your assets to be protected while you’re alive and what happens to them after you die. For more information on estate planning, please go to https://www.amp.com.au/personal/hub/m… Transcript Nobody lives forever, and if they do, they’re keeping pretty quiet about it. It […]

Should I fix my home loan?

There has been a lot of commentary lately about Home Loan rates being as low as 2.99% and with the Reserve Bank to soon meet again, there may be more reductions on the way. Many Mortgage Owners are contemplating ‘fixing’ their loan rates, so it’s important to understand the differences between fixed and variable home […]

Record losses expected as scammers target Australians

Australians are set to lose a record amount to scams in 2019, with projections from losses reported to Scamwatch and other government agencies so far expected to exceed $532 million by the end of the year, surpassing half a billion dollars for the first time. “Many people are confident they would never fall for a […]

When is the best time to refinance your home loan?

When is the best time to refinance your home loan? As a home owner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to […]

Superannuation scams – Scammers who want your super

An offer to help you get your superannuation money early might seem like a great idea. But if you agree to it you could end up in a lot of trouble. Accessing your super before age 55 (at the earliest) is illegal except in very limited circumstances. Here we explain how super scams operate so you […]

Ponzi Schemes – Dividends but no real investment

One of the simplest yet most effective investment scams is the ponzi scheme. The promoter promises investors a return on investment and says it is secure, but there is no real ‘investment’. The promoter convinces people to invest with their scheme. They then use the money deposited by early investors to pay the first ‘dividend’ […]